PROFESSIONAL EXPERIENCE
PRESIDENT 2007 MANUFACTURING CORPORATION… ERASED MA
President of a Food and Beverage manufacturing company that specializes in vitamin fortified teas and juices. It is an emerging leader in the food and beverage industry.
Notable Accomplishments:
•Oversaw that manufacturing and production are completely in compliant with government regulations
•Conducted new business development activities as a way to promote the company’s products and services and build a relationship within the community and consumers
•Developed New product ideas for future trends and healthy consumptions to satisfy customer wants and needs
•Generally responsible for all aspects of marketing, Advertising and sales of company products
•Enhanced business infrastructure resulting in improved performance and cost reduction

ACCOUNT MANAGER/CONTROLLER 2005-2007 BANK CORPORATION…
Account controller of the leading provider of financial services to institutional investors. Their investment services include and not limited to research, investment management, trading services and investment servicing.
Notable Accomplishments:
•Responsible for ensuring full compliance of divisional daily core operation standards, operational and client-specific procedures
•Monitored amount of income and post daily expense accruals based on client direction
•Calculated cash availability accurately to meet performance standards for limited complexity portfolios
•Work with fixed income and hedge funds
•Participated on a team responsible for merging multi-million dollar, complex companies. Project was transparent to customers with un-interrupted service
•Maintain daily/monthly supporting documentation for all outstanding items and records required for fund audits
•Calculate Net Asset Value per share
•Maintained heavy load of accounts; kept each account balanced and ready for daily investments

PERSONAL BANKER 2002-2005 FINANCIAL GROUP….
Banker for a $167 Billion commercial bank holding company. One of the 10 largest Commercial banking companies in the United States. Owned by the Royal Bank of Scotland.
Notable Accomplishments:
•Opened new business and personal account
•Prospected for new business and personal clients with high net worth’s
• Responsible for closing loans approved by the loan officer
•Involved in setting up the new banking branches in the city

EDUCATION

erased College … Business Administration Management conc, Minor in Marketing

MEDIA RELATIONS, APPERANACE AND RECOGNITIONS

THE LYNN ITEM: (HEADLINE) ….erased…… Launches Manufacturing Company
BEVNET.COM: (HEADLINE) …………………………………….erased…….. super-premium line for today’s health-conscious consumer… YEARS ERASED

Letter of recognition From Massachusetts State Senator,:

1. Way to long – it needs to one page.
2. 1st paragraph is full of wordy jargon – get rid of it.
3. Tailor your resume for the company that you are sending it to. What kind of experience do you have that they looking for? If they are are a marketing company say what kind of sales and leadership you actually performed instead of saying "sales and leadership".
4. Limit the banking job to one or two lines since the banking job isn’t pertinent to the sales and marketing job.

Hope this helps

Bill Gates is the world’s richest person, but what kind of power does he have over you? Can he force your kid to go to a school you do not want him to attend? Can he deny you the right to braid hair in your home for a living? It turns out that a local politician, who might deny us the right to earn a living and dictates which school our kid attends, has far greater power over our lives than any rich person.

Rich people can gain power over us, but to do so, they must get permission from our elected representatives at the federal, state or local levels. For example, I might wish to purchase sugar from a Caribbean producer, but America’s sugar lobby pays congressmen hundreds of thousands of dollars in campaign contributions to impose sugar import tariffs and quotas, forcing me and every other American to purchase their more expensive sugar.

Politicians love pitting us against the rich. All by themselves, the rich have absolutely no power over us. To rip us off, they need the might of Congress to rig the economic game. It’s a slick political sleight-of-hand where politicians and their allies amongst the intellectuals, talking heads and the news media get us caught up in the politics of envy as part of their agenda for greater control over our lives.

The sugar lobby is just one example among thousands. Just ask yourself: Who were the major recipients of the billions of taxpayer bailout dollars, the so-called Troubled Asset Relief Program (TARP)? The top recipients of TARP handouts included companies such as Citibank, AIG, Goldman Sachs and General Motors. Their top management are paid tens of millions dollars to run companies that were on the verge of bankruptcy, were it not for billions of dollars in taxpayer money. Politicians preach the politics of envy whilst reaching into the ordinary man’s pockets, through the IRS, and handing it over to their favorite rich people and others who make large contributions to their election efforts.

Do you agree or disagree?

You (and the article you cite) have framed the issue incorrectly. Liberals are correctly emphasizing a basic problem in our government. The policies that tend to favor the interests of the wealthy and those of big corporations over those of the American public are a problem in our politics. This is supposed to be a government of the people, by the people and for the people.

You correctly point out the influence of lobbyists on government. For each and every member of Congress there are many lobbyists from each of various industries. Their influence is undue. Obviously they are representing their own interests and not those of the general public.

We need to counter that undue influence from those entities that have huge concentrations of wealth and demand reform in the system that aids this influence.

We elect the politicians. We therefore are at fault for letting this situation continue.

Unfortunately, our efforts are being further undermined by the conservatives on the Supreme Court who issued a decision allowing corporate entities even more, and probably overwhelming, influence on the political process.

The company’s background consists of just under 100 employees: a) About 10-12 members of upper management, b) 5-10 middle managers, and c) the rest office and warehouse employees – a characteristic of a medium-sized company.

The company itself is a place where nepotism and favoritism run rampant. e.g. Members of upper management are either family members or friends of the owner of the company. And favoritism seems to be in "favor" of employees who aren’t deemed a "threat" or those who "brown-nose."

To make this long story short, I am a driven time-conscious manager who strives to make sure that the work is completed on time. I also have an assistant who works under me that is very good at what she does. HOWEVER, WHAT CONCERNS ME IS THAT MY BOSS WANTS ME TO CONTINUE TO DEVELOP HER TO ENSURE THAT SHE IS SUCCESSFUL.

Why does that concern me? It is because I’ve been with my company for a long time and my boss has not even granted me responsibilities that are traditional of my title of Marketing Manager.

These duties include, but not limited to: 1) attending management seminars to further my skills, 2) attending trade shows which showcases products in the market that my company can carry, and 3) Budgeting for my department.

I am very confident in my skills but I have a feeling that I have outgrown my position at work and feel that I cannot grow any more since the company is family-owned. The prestigious positions are usually reserved for family and friends anyway. I’ve also had talks with my boss during reviews and certain "down times" at work about how I want to continuously improve as a manager so I can be an asset….But he doesn’t listen. By the way, my boss has a reputation of undermining managers and/or employees he sees as a threat to his employment. He is also a procrastinator who does not accept accountability when he or his undermanagers fail.

He keeps telling me to develop my employee. He even admires my employee to the point that I feel that he is using her as a "veil" to cover up for his mistakes.

TO ALL EXPERTS OUT THERE WHO HAVE EXPERIENCED OR ARE EXPERIENCING WHAT I’M GOING THROUGH, IS THIS A JOB SECURITY CONCERN?

IF SO, WHAT SIGNS CAN I LOOK FOR TO FIND OUT IF JOB SECURITY IS SOMETHING TO WORRY ABOUT?

Tricky situation. It could certainly be a job security situation but even worse your boss just might promote the assistant above you if you say the company is prone to nepotism and favoritism. They probably won’t let you go because you’ve been there for so long and you seem to get the job done, however, if you’re not politically savvy or a brown noser who tells the executives what they want to hear then you certainly risk the chance at being cast aside until the company comes up with a reason to downsize. It could be that your boss is intimidated by you and your potential so he will continuously try to suppress your advancement. He could be doing one of two things though – if you look at it optimistically. If you are an excellent marketing guru but a "not so great" manager then it is possible that your boss is trying to round out your experience by having you focus on developing people.

If I were you, I would play the "game" and develop the employee. At the same time try to do your own dose of moderate brown nosing with your boss and start sharing your ideas on how to improve the department/processes etc. This way you continue to show your value. As far as your development, if your employer refuses to invest in your development then you have to do it on your own outside. It sucks but the only person that suffers either way is you. Keep up your skills so that you will always remain competitive in the market place.

There is some reason why your boss doesn’t trust you. All of us encounter some form of this behavior in our careers – even in Fortune 100 companies who are ruled by the "Old boy network." It’s the exact same thing as working for the type of company you described. Try picking up the book "Working with Emotional Intelligence" by Daniel Goleman. It helped me strategize how to go up against the "old boy network" and navigate through the political web. If you’re a heavy reader you can try "The Prince" by Niccolo Machiavelli as well. Also start looking else where for work, post your resume – stay on top of your game and don’t let anyone shake your confidence.

I ran a Belarc Advisor, these are some of the results:

Operating System System Model
Windows 7 Ultimate (build 7600)
Install Language: English (United States)
System Locale: English (United States) Sony Corporation VGC-RA826G(UC)
System Serial Number: 28478630-3006364
Asset Tag: P146000004001F72B9339B327D6F
Chassis Serial Number: R4663885
Enclosure Type: Desktop
Processor a Main Circuit Board b
3.40 gigahertz Intel Pentium 4
16 kilobyte primary memory cache
1024 kilobyte secondary memory cache
Hyper-threaded (2 total) Board: ASUSTeK Computer INC. PTGD2-VX Rev 1.xx
Bus Clock: 200 megahertz
BIOS: American Megatrends Inc. 2004 11/16/2004
Drives Memory Modules c,d
39.99 Gigabytes Usable Hard Drive Capacity
16.09 Gigabytes Hard Drive Free Space

HL-DT-ST DVD-ROM GDR8163B ATA Device [CD-ROM drive]
SONY DVD RW DW-D22A ATA Device [CD-ROM drive]
3.5" format removeable media [Floppy drive]

Sony UMH-U HS-CF USB Device [Hard drive] — drive 2
Sony UMH-U HS-MS USB Device [Hard drive] — drive 1
Sony UMH-U HS-SD/MMC USB Device [Hard drive] — drive 4
Sony UMH-U HS-XD USB Device [Hard drive] — drive 3
ST340014AS [Hard drive] (40.00 GB) — drive 0, s/n 5JXFMGL0, rev 8.05, SMART Status: Healthy 2944 Megabytes Usable Installed Memory

Slot ‘DIMM0′ has 1024 MB
Slot ‘DIMM1′ has 512 MB
Slot ‘DIMM2′ has 1024 MB
Slot ‘DIMM3′ has 512 MB
Local Drive Volumes

c: (NTFS on drive 0) 39.99 GB 16.09 GB free

Network Drives
None detected
Users (mouse over user name for details) Printers
local user accounts last logon
African Dizmo 1/24/2010 8:56:18 PM
Panda 1/26/2010 2:51:03 AM (admin)
local system accounts
Administrator 7/13/2009 9:53:58 PM (admin)
Guest never
HomeGroupUser$ never

Marks a disabled account; Marks a locked account HP Photosmart 2600 series on USB001
Microsoft Shared Fax Driver on SHRFAX:
Microsoft XPS Document Writer on XPSPort:

Controllers Display
Standard floppy disk controller
ATA Channel 0 [Controller] (2x)
ATA Channel 1 [Controller]
Intel(R) 82801FB Ultra ATA Storage Controllers – 2651
Intel(R) 82801FB/FBM Ultra ATA Storage Controllers – 266F RADEON X600/X550 Series (Microsoft Corporation – WDDM) [Display adapter]
Generic Non-PnP Monitor
Bus Adapters Multimedia
Intel(R) 82801FB/FBM USB Universal Host Controller – 2658
Intel(R) 82801FB/FBM USB Universal Host Controller – 2659
Intel(R) 82801FB/FBM USB Universal Host Controller – 265A
Intel(R) 82801FB/FBM USB Universal Host Controller – 265B
Intel(R) 82801FB/FBM USB2 Enhanced Host Controller – 265C Realtek High Definition Audio

I also ran a DirectX Diagnostic Tool, these are my sound results:

————-
Sound Devices
————-
Description: Speakers (Realtek High Definition Audio)
Default Sound Playback: Yes
Default Voice Playback: Yes
Hardware ID: HDAUDIO\FUNC_01&VEN_10EC&DEV_0880&SUBSYS_08800000&REV_0905
Manufacturer ID: 1
Product ID: 100
Type: WDM
Driver Name: RTKVHDA.sys
Driver Version: 6.00.0001.6013 (English)
Driver Attributes: Final Retail
WHQL Logo’d: Yes
Date and Size: 12/25/2009 18:28:34, 2981024 bytes
Other Files:
Driver Provider: Realtek Semiconductor Corp.
HW Accel Level: Basic
Cap Flags: 0xF1F
Min/Max Sample Rate: 100, 200000
Static/Strm HW Mix Bufs: 1, 0
Static/Strm HW 3D Bufs: 0, 0
HW Memory: 0
Voice Management: No
EAX(tm) 2.0 Listen/Src: No, No
I3DL2(tm) Listen/Src: No, No
Sensaura(tm) ZoomFX(tm): No

Description: Realtek Digital Output (Realtek High Definition Audio)
Default Sound Playback: No
Default

Check if it’s muted or Put your wave on Full Volume.

Or go to Realtek and go to the middle green one and it should it be on either Line In or Line Out.

Three-Way Merger Creates Market Leader With Systems Deployed on Nearly 1,000 Courses; Extensive Synergies Position New Company for Long-Term Success
NEW YORK, Oct 16, 2009 (BUSINESS WIRE) — –Partners With Greg Norman
Falconhead Capital, LLC, a private equity firm specializing in consumer-focused businesses in the leisure, lifestyle, sport and media categories, today announced the formation of GPSI Holdings, LLC ("GPSI"), the world’s leading provider of cart-mounted GPS services to golf courses. GPSI was created through the acquisition of and subsequent three-way merger of GPS Industries, Inc., ProLink Systems, Inc., and a series of assets previously owned by David Chessler, who has been named CEO of GPSI. GPS Industries was acquired through a sale process conducted under Section 363 of the U.S. Bankruptcy Code. Financial terms of the transactions were not disclosed.

Falconhead has immediately established GPSI as the leading player in the golf cart-mounted GPS industry globally, with systems deployed on nearly 1,000 courses predominantly in North America and Europe. Falconhead expects that the acquisition of these businesses at very attractive valuations, and their combination, will result in significant cost, revenue and technological synergies that will position GPSI for significant profitable growth. In particular, GPSI will implement extensive product and service improvements that will benefit customers and enhance the playing experience for players around the world.

Falconhead’s partner in GPSI is Greg Norman, the professional golfer and head of Great White Shark Enterprises, a corporation primarily focused on golf. Mr. Norman, a long-time member of Falconhead’s advisory board, was involved in conceiving and executing the transactions. He will own a significant equity stake in GPSI and has entered into an agreement to promote the company’s business.

As part of GPSI’s long-term growth strategy, the Company has established an exclusive partnership with Club Car to leverage its sales force of more than 120 representatives and its extensive global distribution network. Club Car, a member of the Industrial Technologies sector of Ingersoll-Rand plc (NYSE: IR), is a leading manufacturer of golf cars, utility vehicles and a wide range of task-oriented vehicles serving multiple markets.

David S. Moross, chairman and chief executive officer of Falconhead Capital, said: "We are proud to create the leading provider of cart-mounted GPS services to golf courses. The transactions that led to the formation of GPSI Holdings further demonstrate our ability to pursue and complete complex investment opportunities, and the new company is highly complementary to our investment strategy given our long ties to golf, and our expertise in leisure and lifestyle. By bringing together these three businesses, we have created a new company with the financial strength, operational efficiency, technology expertise, business model and geographic reach necessary to succeed over the long term.

"We are fortunate that our friend Greg Norman is our partner in GPSI, given his immense stature in the golf world as a player and businessman. We look forward to working together to further build this powerful platform," Mr. Moross concluded.

Mr. Norman said, "This transaction further promotes the consolidation of the industry which started with GPS Industries’ acquisition of UpLink in late 2008 and now includes the merger with ProLink and ProView. This consolidation, together with other strategies, several of which specifically capitalize on the current economic landscape, will position GPSI to realize its full potential. It has been a pleasure to work closely with David and the Falconhead team, and we look forward to a very successful venture."

About Falconhead Capital

Falconhead Capital, LLC (www.falconheadcapital.com), with $500 million of assets under management, is a private equity firm established in 1998 to provide investors with significant long-term capital appreciation by investing globally in consumer-focused businesses in the sport, leisure, lifestyle, and media categories. In addition to NYDJ, Falconhead Capital’s current portfolio investments include Competitor Group, Inc., Extreme Fitness, Inc., Not Your Daughter’s Jeans, Our365 (f/k/a Growing Family), Escort, Inc., and Premier, Inc. Past Falconhead portfolio investments include, among others, National Powersport Auctions, Maritime Telecommunications Network, The Golf Warehouse, and ESPN Classic Europe, LLC.

About Great White Shark Enterprises

Great White Shark Enterprises is a multi-national corporation headed by Greg Norman with offices in West Palm

Isn’t GPSNQ in bankruptcy?? Any monies, from the acquisition, will first be used to pay off creditors. Next to pay off bond holders. Anything that is left, will go to stockholders. You as a stockholder are last on the list.

Your shares will be canceled & you will get nothing. Once GPSNQ entered bankruptcy that was a near certainty.

In my current role, I’m basically the sole testing engineer and release manager. I use MySql and Oracle databases, utilizing queries and sql scripts, configuring configuration/xml files, building the software locally, and deploying for demonstrations and company wide testing. I feel I have a good grasp on what it takes, but really lack the years many companies are looking for, its just hard to relay the fact that I’m the sole person for this stuff, hence the quick and deep immersion into it all. I would love to learn more, but there aren’t any local colleges/universities that offer more tech classes that I’d like to take. Those that do are not just rip-offs, but not the exact field I’m interested in. I would love to be a developer (not programmer) or business analyst/QA manager.

Does anyone have experience in this, and if so, what would you recommend to someone in their latter 20s looking to make a profession out of it? I love to read and try things out on my own, so self-teaching is cool by me. I’ve recently started self-teaching on web development, am very creative and again, just love technology. Thanks in advance.

Finally, I have experience in high tech…the company I work for writes software management tools for companies looking to track assets utilizing Radio Frequency Identification (RFID) technology.

1. Have you talked to your current company about your desires. They may want to consider a new line of service that would fit your desires.
2. You do not need to concern yourself with your ability to describe your duties. If someone has a need for your skills, they will be able to understand your description of your experience and skills..
3. From working in the tech field (not computers) I know that your enthusiasm for technology will carry you a long way with someone looking for your background. I know if I was still working and needed someone with your background, I would give you a try.

semi philosophical
Call me dismal, I don’t trust any advisors because they hide fees– they smile, then line their pockets. They preach methods that compensate them the most.

I’m still not actively trying to grow a financial planning practice because I can’t determine how I want to charge, in fear of overcharging.
(It took almost 2 years to find a happy medium with mortgages in terms of fees and compensation, and finally, I found the fairest, most competitive amount, and it was low. Now I want to learn the same for what is fair to potential clients)

Any suggestions would be great and appriciated

12b-2 fees are not necessaruily unfair, it is a method of paying for distribution. If you want to buy a T. Rowe fund from your broker, how is your brokerto be comepnsated? Either use loads/commisions or 12b-1 fees. It is not unfair as it is disclosed. If you want cheaper funds go for fidelity or T. Rowe funds.

FYI, the listed fees are not the only fees charged, brokegrage commissions, law suits, other extraordinary expenses, etc are not reflected in the fee table, they are instead reflect in the basis (performance).

An example of unfair pricing.
A fidleity S&P500 fund costs 10 BP; look up what Morgan Stanleys fees are ( plus any loads). Now that is expensive.

Also as an advisor, things are even more awkawrd. You are paying for a finacial advisor so you have professional management; you then buya mutual fund for its professional management; why pay two levels of fees for professional management?

semi philosophical
Call me dismal, I don’t trust any advisors because they hide fees– they smile, then line their pockets. They preach methods that compensate them the most.

I’m still not actively trying to grow a financial planning practice because I can’t determine how I want to charge, in fear of overcharging.
(It took almost 2 years to find a happy medium with mortgages in terms of fees and compensation, and finally, I found the fairest, most competitive amount, and it was low. Now I want to learn the same for what is fair to potential clients)

Any suggestions would be great and appriciated

12b-2 fees are not necessaruily unfair, it is a method of paying for distribution. If you want to buy a T. Rowe fund from your broker, how is your brokerto be comepnsated? Either use loads/commisions or 12b-1 fees. It is not unfair as it is disclosed. If you want cheaper funds go for fidelity or T. Rowe funds.

FYI, the listed fees are not the only fees charged, brokegrage commissions, law suits, other extraordinary expenses, etc are not reflected in the fee table, they are instead reflect in the basis (performance).

An example of unfair pricing.
A fidleity S&P500 fund costs 10 BP; look up what Morgan Stanleys fees are ( plus any loads). Now that is expensive.

Also as an advisor, things are even more awkawrd. You are paying for a finacial advisor so you have professional management; you then buya mutual fund for its professional management; why pay two levels of fees for professional management?

‘Never Go Bust’ Families Mean End of Easy Credit (Update2)

Sept. 17 (Bloomberg) — Maan al-Sanea, one of Saudi Arabia’s richest men, operates his corporate empire barricaded behind a four-foot high concrete wall, painted in bright red stripes. A second, higher wall is topped with barbed wire, a reminder of the terrorist attack on his company’s nearby residential compound five years ago that killed 22 people.

Now al-Sanea is under a different kind of siege, this time from the family he married into and helped make him wealthy. In a region where business disputes are routinely settled in private, the family feud between the two most prominent names in the Saudi oil city of Al-Khobar — Algosaibi and al-Sanea — has erupted into public and curbed lending across the Gulf.

Eighty banks, including BNP Paribas SA and Citigroup Inc., are owed at least $15.7 billion, sparking a flurry of litigation. The battle has increased pressure for more transparency among the region’s family-run firms and less reliance on name lending, or borrowing based on reputation.

“With Maan al-Sanea or the Algosaibi family, the perception was that they would never go bust or never default,” Yazan Abdeen, a Dubai fund manager at ING Investment Management, said. “Facts are showing that this can happen. The banks in Saudi, Kuwait and the United Arab Emirates will get a hit, and this will make the banks alter their own lending models. It’s like a ‘black swan’ event, something no one saw coming.”

Al-Khobar, an oil-rich seaside city in the Persian Gulf, 250 miles east of Riyadh, is the center of a legal and financial struggle that has seen some of the Algosaibis accuse al-Sanea, ranked 62nd on this year’s Forbes magazine list of richest people, in court filings of siphoning off $10 billion in assets while he was running a money-management business for them.

Accounts Frozen

The Saudi Arabian central bank ordered a freeze of al- Sanea’s accounts, bankers familiar with the instructions said on May 31. The Algosaibis then used a Cayman Islands court order to try to freeze $9.2 billion of his assets, court documents show.

“All of the allegations made are wholly without foundation,” al-Sanea’s company, Saad Group, said yesterday in an e-mailed statement. “While maintaining an absolute focus on its own restructuring, the Saad Group will respond appropriately and in a timely fashion to the erroneous claims made against it. However, this will be through a proper judicial process and not through the media.”

The Algosaibis declined to comment for this story, James Courtovich, a Washington-based spokesman for the family, said.

read the rest— http://www.bloomberg.com/apps/news?pid=20601109&sid=aFIHYzyZB0gA

Yeah, but not as much as latin america agreeing to a centralized currency zone not based on the dollar, etc.

I had purchased a house in Saligramam area for 13L and to meet the other basic expenses I had to go for some personal loan since I do not have any other money with me. So My total Loan amount was aroune 16.5L. I was paying nearly 21k as EMI every month. Everything was fine till last year, till ICICI blocked my savings account due to my CREDIT Card payment pending. This is the only mistake I had did inspite of my father’s advice. Even for that I was paying properly. At one stage I wanted to close the CC. When I visited their branch there was no proper response. So I took it easily. But one fine day everything was colapsed. Since my account was blocked, I started receiving Cheques from my company as salary [ Being a small company and am in Sr. Management Level it was possible ] and used to pay most of the EMI thru cash since all the ECS was bouncing back from the back. Some how I had manager till January. January the situation has become worst that the salary from the company has got delayed at the begining and after two months we started receiving only 40% to 50% of the salary.

Now my debts are around 16.5L [ Including the credit Card and other petty loans ]. Just now the thing is getting regularised and atleast am geting 50% of salary on date. One of my friend suggested that I should top up my housing loan [ the value of the house now is around 10 to 25L ] with 3 or 4 L more and close all other loans and pay only for housing loan. This would be possible only if i go to another bank. Bank can direclty make payment to me creditors to assure that I am not misusing the money again.

I know this is really tough task. Non of the above was intentional. I need to come out of this issue and being the first own house bought in our generation I do not want to loose this also. I am prepared to make the payment through my office directly from my salary.

I do not even know some1 has faced this kind of situation in life. I need some help on how to overcome this situation. If anyone had and banking relations who has some idea on how to help me, please help me in this situation.

There are lots of people who has faced such situations. You should improve ur qualifications and try for a job which gives u better salary. Take help of law if that bank doesn’t respond to u properly.